Limited-time Wealthsimple Promo Explained — What You Actually Need to Deposit

If you’ve seen Wealthsimple’s latest promo making the rounds online, you’re probably wondering: what’s the catch?

Posts about “free MacBooks” and “Apple rewards” have been everywhere lately — but the fine print can be confusing. So in this post, I’ll break down exactly how this Wealthsimple promo works, what you need to deposit, and whether it’s worth it from a real user’s point of view.

🕒 What Is the 2025 Wealthsimple Limited-Time Offer?

Wealthsimple has been running referral and deposit-based promos for a few years now — but 2025’s deal is one of the biggest yet.

Depending on how much you transfer to your Wealthsimple account, you can qualify for Apple products like a MacBook Air, iPhone 17, iPhone Air, iPhone 17 Pro, MacBook Pro, or Studio Display.

This isn’t a gimmick — it’s Wealthsimple’s way of encouraging Canadians to consolidate their investments or savings into one platform.

I’ve personally participated in a similar offer before and received an iPhone. The process was smooth, and the iPhone showed up couple of months after meeting the deposit requirement.

Also read: Wealthsimple’s 2025 Apple Promo: How Canadians Are Getting a Free MacBook Air (Legally!)

💰 How Much Do You Actually Need to Deposit?

So, how much do you actually need to deposit in order to qualify for this promot? Let’s look at the numbers.

To get the headline prizes, the real numbers are as below.

Deposit Amount (CAD)	Reward Tier (2025)	Notes
$100,000–$199,999.99	iPhone 17 OR MacBook Air (13”)	Must keep funds for the hold period
$200,000–$299,999.99	iPhone Air OR MacBook Air (13”)	Must keep funds for the hold period
$300,000–$499,999.99	iPhone 17 Pro OR MacBook Pro (M5, 14”)	Must keep funds for the hold period
$500,000–$999,999.99	iPhone 17 Pro AND a MacBook Pro (M5, 14”)	Must keep funds for the hold period
$1,000,000+	iPhone 17 Pro AND MacBook Pro AND Studio Display	Must keep funds for the hold period

👉 Key takeaway: The free MacBook offer only applies if you bring in $100,000 or more in new deposits.

If you’re thinking about transferring your investments from another brokerage or TFSA, this could make sense — but it’s not something to do just for the sake of a gadget.

Oh by the way, Wealthsimple will reimburse you if your current institution charges you for transferring out, if the transfer amount is more than 25,000.

🧩 Eligible Accounts

This Wealthsimple 2025 Apple promo includes the following account types:

• Wealthsimple Invest (Managed Portfolios)

• Wealthsimple Trade (Self-directed accounts)

• Wealthsimple chequing

• Wealthsimple Crypto

To qualify, your funds typically need to be new deposits, not just existing balances moved between your own Wealthsimple accounts.

📅 Important Dates and Hold Period

Every Wealthsimple promo has an end date and a holding period. For this one, the dates are as below:

• Registration: By December 16th, you have to sign up with Wealthsimple and then also register for the Wealthsimple 2025 Apple promotion offer once you have logged in.

• Deposit or Transfer: After registering, you will have another 30 days to transfer or deposit the required amount.

• Hold period: For this promo, you must maintain your balance for 730 days after the end of your 30-day funding period.

The best part, you don’t have to wait for 730 days for the reward to show up. You should get the reward in couple of months after meeting the requirements.

Also read: Wealthsimple Referral Code (2025): Get Your Free Cash Bonus

⚖️ Is It Worth It?

If you already planned to move your RRSP, TFSA, or non-registered account to Wealthsimple, then this promo is a nice bonus — especially if you qualify for a high-tier reward.

But if you’re doing it only for the MacBook, think twice. Parking $100K+ just for a gadget isn’t financially smart unless it fits into your long-term investing strategy.

That said, I’ve used Wealthsimple for years now, and I genuinely like how simple the platform is. Low fees, clean interface, and Canadian-friendly features make it a solid option.

Disclosure: This post contains referral links. If you open a Wealthsimple account through my link, I may earn a small reward — at no extra cost to you. These commissions help keep MoneyBuilder.app running and allow me to keep sharing real, fact-based money tips for Canadians.

🚀 How to Join the Promo (Step-by-Step)

1. Open a Wealthsimple account (Trade or Invest) using this referral link.

2. Make your deposit that matches one of the tiers above.

3. Keep the funds for the required period (usually 90–120 days).

4. Get your reward — Wealthsimple will email you confirmation once verified.

🔍 Final Thoughts

Wealthsimple’s 2025 limited-time promo is real, but it’s not a freebie — it’s an incentive for serious investors.

If you’re already managing six figures in investments, it’s an easy win.If not, it’s still worth signing up through the referral program for smaller bonuses or cash rewards.

Either way, it’s a good moment to review where your money is parked and whether your current institution is still working hard for you.

Disclosure: This post contains referral links. If you sign up through one, I may earn a small commission — which helps me keep MoneyBuilder.app free, ad-light, and focused on practical Canadian money content.