Wealthsimple’s 2025 Apple Promo: How Canadians Are Getting a Free MacBook Air (Legally!)

If you’ve seen the buzz that Wealthsimple is giving away a free MacBook Air in 2025, you’re not alone. Social media is full of posts from Canadians wondering whether the promo is legit — and if it really is as simple as transferring a bit of money.

Here’s the truth: the offer is real, but there’s a big asterisk next to it. You’re not getting a MacBook for transferring $100 — this deal starts at $100,000 CAD in new deposits.

I actually took advantage of a similar Wealthsimple offer a couple of years ago and received an iPhone. So when I saw this promotion return for 2025, I knew I had to write about it.

In this post, I’ll break down exactly how it works, what you should know before signing up, and whether it’s really worth moving your money to Wealthsimple just for a free Apple product.

Disclosure: This post contains referral links. If you open a Wealthsimple account through my link, I may earn a small reward — at no extra cost to you. These commissions help keep MoneyBuilder.app running and allow me to keep sharing real, fact-based money tips for Canadians.

What Is Wealthsimple’s 2025 Apple Promo?

Use Referral Code: VY9J3A | Referral Link: Wealthsimple Referral Code

Wealthsimple — one of Canada’s leading investing platforms — is known for running big promotions to attract new clients. Every so often, they offer high-end Apple products like iPhones, MacBooks, or AirPods as a bonus for transferring your investments to them.

The 2025 Apple Promo is the latest version of that campaign. It’s completely legit and run directly by Wealthsimple, but you need to understand how it actually works before jumping in.

Here’s the short version: Wealthsimple is rewarding large deposits of “net new” assets — meaning money you move into your Wealthsimple account from another financial institution, not just cash already sitting in your existing account.

Depending on how much you transfer, you can qualify for different Apple rewards. And yes — the MacBook Air is part of it, but it’s reserved for deposits starting at $100,000 CAD.

So, while this might sound like a wild marketing stunt, it’s really Wealthsimple’s way of convincing investors to move serious money their way. And honestly, it’s working — every year, thousands of Canadians move their RRSPs, TFSAs, and non-registered portfolios to take advantage of these Apple giveaways.

Here’s how it works:

1. Go to Wealthsimple website.
2. Register for the Apple Promo (registration closes December 16, 2025).
3. Transfer or deposit “net new assets” — basically, money or investments you haven’t already got in Wealthsimple.
4. Hold your funds in eligible accounts for a minimum period to keep your reward (as per Wealthsimple website, you have to maintain this for 730 days).
5. That’s it — once you meet the deposit requirements, Wealthsimple ships you your reward. No random draws or luck involved.

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How Much Do You Need to Transfer for the Wealthsimple Apple Promo 2025?

Here are the reward tiers that are listed for 2025 Wealthsimple MacBook Air offer:

Deposit or Transfer Amount	Reward
$100,000 – $199,999.99	iPhone 17 or MacBook Air (13″ M2)
$200,000 – $299,999.99	iPhone 17 or MacBook Air (13″ M3, 512 GB)
$300,000 – $499,999.99	iPhone 17 Pro or MacBook Pro (14″)
$500,000 – $999,999.99	iPhone 17 Pro and MacBook Pro (14″)
$1,000,000 +	iPhone 17 Pro + MacBook Pro + Studio Display

👉 Use this link to get your Wealthsimple referral bonus as well: https://www.wealthsimple.com/invite/VY9J3A

The MacBook Air tier kicks in once you’ve transferred $100K or more into Wealthsimple. So yes, technically Canadians are getting a free MacBook Air — but it’s tied to a substantial deposit.

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How to Claim the Wealthsimple Macbook Air Offer (Step by Step)

If you decide to participate, here’s how to do it properly:

1. Go to Wealthsimple website.
2. Register for the promo on Wealthsimple’s Apple Promotion page.
3. You’ll get an email confirming your registration.
4. Transfer or deposit new assets within 30 days.
5. RRSPs, TFSAs, personal, corporate, and joint accounts all count.
6. Transfers must be new — moving money between your existing Wealthsimple accounts won’t count.
7. Wait for confirmation. Once your transfer settles, Wealthsimple will confirm your eligibility tier.
8. Hold your funds for the required period.
9. Select your Apple reward and enjoy your new gear!

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The Fine Print (Read This Before You Move Your Money)

Here’s what most TikToks and Instagram posts forget to mention:

1. The $100K threshold is real.. You must deposit at least CAD $100,000 in new assets to qualify for any Apple device. Anything less doesn’t count.

2. You can’t just “cycle” money. You can’t move $100K in, claim your MacBook, and pull it out the next day. Withdrawals that reduce your qualifying balance during the hold period could trigger a claw-back — meaning you’ll owe the retail value of the device.

3. There’s a hold period (usually 2 years). Wealthsimple’s terms specify you need to maintain your eligible balance for roughly 730 days. Think of it like a long-term deposit, not a quick flip.

4. Not a cash alternative. The MacBook Air (or iPhone) reward can’t be swapped for cash, credits, or gift cards.

5. The promo can change or end early. All promos are subject to availability and program limits, so don’t sit on it too long if you were already planning to move your portfolio.

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Who Should Actually Consider This?

This isn’t for everyone — but it does make sense for some Canadians.

✅ Good fit for you if:

1. You already have six-figure savings or investments elsewhere (say, with a bank brokerage) and were planning to consolidate. In my case, when I took similar offer (for iPhone) few years back, I was already sick of paying high brokerage fees for trading on stocks, so I had to move to Wealthsimple anyway.
2. You’re comfortable keeping those assets with Wealthsimple for at least two years.
3. You see the MacBook Air as a nice perk — not the main reason you’re investing.

🚫 Probably not ideal if:

1. You don’t already have $100K+ invested.
2. You need liquidity or plan to withdraw within the next two years.
3. You’re only chasing the freebie.
4. In short: treat this like a bonus on top of your investment plan, not a reason to create one.

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Is It Worth It?

Let’s do some quick math.

A base-model MacBook Air M2 retails around $1,400 CAD. If you were already planning to transfer $100,000 to Wealthsimple — say, an RRSP or TFSA consolidation — then the promo effectively gives you an extra 1.4% return on that deposit in the form of hardware.

If you weren’t planning to move funds, though, it doesn’t make sense to liquidate investments or pay transfer fees just to chase that value.

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Pro Tip: Stack It With Wealthsimple’s Referral Bonus

If you’re new to Wealthsimple, you can combine this Apple Promo with their regular referral program.

When you sign up using a referral link, you’ll get a bonus cash reward or free stock (depending on the product — Wealthsimple Trade, Cash, or Invest).

Ready to start? Sign up using the referral link below and claim your welcome bonus today: Wealthsimple Referral Code

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FAQ

1. Can I withdraw my money after getting the MacBook?

You can, but if your balance falls below the required level during the hold period, you’ll owe the retail value of the device.

2. Is this taxable?

Wealthsimple says the value of the Apple product isn’t reported as income for most clients, but it’s always wise to check with your tax adviser.

3. What accounts qualify?

RRSPs, TFSAs, personal non-registered, joint, and corporate accounts typically qualify — check the official promo terms for details.

4. How long does it take to receive the device?

After your funding and verification are complete, you’ll usually be contacted within 90 days to choose and ship your device.

5. Can I combine multiple transfers?

Yes — Wealthsimple calculates your total “net new assets” across eligible accounts within 30 days after registration.

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Final Thoughts

Wealthsimple’s 2025 Apple Promo isn’t a gimmick — it’s a clever marketing move that rewards Canadians who already plan to invest or consolidate funds.

If you were thinking about moving your portfolio to a digital-first platform anyway, this could be the perfect time to do it and pick up a free MacBook Air along the way.

Just don’t move money solely for the giveaway. Understand the fine print, maintain your balance, and see it as a cherry on top of a long-term investment plan.

And if you’re new to Wealthsimple, don’t forget — 👉 Use this referral link to get your sign-up bonus, and register for the Apple Promo before December 16, 2025 to secure your reward.

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Disclaimer: Referral bonuses and promotions may vary over time. Always check Wealthsimple’s official site for the latest offer details.

Disclosure: This post contains affiliate links. If you open a Wealthsimple account using one of my links, I may earn a small commission at no extra cost to you. I only recommend products I personally use or research deeply. Always read the official Wealthsimple terms before transferring funds.